All Electric Group Our Terms and Conditions

Panel of Lenders & Disclosure Statement

All Electric garages Group Plc is authorised and regulated by the Financial Conduct Authority (All Electric Garages Group FRN 307863). We are a credit broker and not a lender. We can introduce you to a limited number of carefully selected lenders and their finance products, which may have different interest rates and charges. We are not an independent financial advisor; we will provide details of products available from lenders that we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you.

If we arrange finance for you, we may receive a commission, fee or other financial consideration (our “income”) from the lender for doing so. Our income varies from lender to lender depending on the contractual and commission arrangements that we have in place. 2. Commission disclosure, If you are an individual, sole trader or small partnership and we are arranging a credit agreement or a consumer hire agreement for you which is regulated under the Consumer Credit Act 1974, you have a right to ask us to disclose the income that we will receive for arranging finance for you. If you make such a request, we will disclose the amount to you without delay. You can make a disclosure request at any time and by any means including over the phone, by email, in writing or at the dealership, if you are at the dealership, please speak with your Sales Executive who will request from a member of the management team the information you require. We will automatically disclose our income to you if we believe the income we may earn on your transaction may materially impact your transactional decision.3. Commission arrangements, We have different commission arrangements in place with each of our lenders. The income that we earn may be a fixed fee or a fixed percentage of the amount borrowed. The income that we earn from a new car sale is typically a fixed fee whereas the income that we earn from a used car sale is usually a fixed percentage of the amount borrowed which may vary depending upon a range of factors including the advance, any benefits or promotions that are available. Our commission arrangements with our lenders have been negotiated and agreed in advance. We do not have any discretion to negotiate or adjust your interest rate, APR or any other item included in the total charge for credit.

All offers and credit subject to status, terms and conditions. Applicants must be 18 years or over.


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